Sage Advice for Insurance
Turning Information Into Answers

Sage by SilverPlume is the most comprehensive online information reference tool in the insurance industry. Sage subscriptions include a core set of information that all insurance professionals need. Subscriptions can be expanded to include additional library content from any of the following publishers:

ACORD

• Forms
• State specific forms
• Instructions
• Considerations

A.M. Best

• Underwriting Guide
• Loss Control Engineering Manual

Crittenden Newsletters

• Crittenden Insurance Markets
• Crittenden Medical Insurance
• Crittenden Specialty Coverages Insider

Florida Association of Insurance Agents (FAIA)

• Agents Catastrophe Guide
• Agents Confidential Bulletin
• Agents Education Bulletin
• Florida Underwriting Guide

Griffin Communications Inc.

• Employment Practices Liability

Insurance Communications, Inc.

• Risk Retention Reporter
• Special Reports on Demand

Insurance Company Manuals

• Allied
• Continental Western
• Harleysville
• Ohio Casualty

Insurance Services Office (ISO)

• Auto symbols
• Classification tables
• Commercial Inland Marine Handbook
• Countrywide and state-specific rules, rates / loss costs
• Engineering & Safety Service
• Experience and schedule rating plans
• Forms portfolio
• Retrospective rating plans
• Statistical plans for personal and commercial lines

International Research Services

• Insurance Research Letter

International Risk Management Institute (IRMI)

101 Ways to Cut Business Insurance Costs The Additional Insured Book Blueprint for Workers Compensation Cost Containment Captives and the Management of Risk Captive Insurance Company Reports Captive Practices and Procedures CGL Reporter Classification Cross-Reference Commercial Auto Insurance Commercial Liability Insurance Commercial Property Insurance Construction Risk Management Contractual Risk Transfer Design-Build Risk and Insurance D&O MAPS Employment Practices Liability Consultant

Exposure Survey Questionnaire Glossary of Insurance & Risk Management Terms Guidelines for Insurance Specifications Insurance Cancellation Guide Insurance Checklists Insurance for Defective Construction The MCS-90 Book Personal Risk Management and Insurance Pollution Coverage Issues Practical Risk Management (PRM) Professional Liability Insurance Risk Financing The Risk Report Workers Comp Wrap-Up Guide

National Council on Compensation Insurance (NCCI)

• Basic Manual
• Classification Codes and Statistical Codes
• Experience Rating Plan
• Forms Manual
• Retrospective Rating Plan Manual
• Scopes
• Statistical Plan

National Flood Insurance Program (NFIP)

• Flood Insurance Manual

National Underwriter Company

Business Auto Coverage Guide Business Interruption Book Businessowners Policy Coverage Guide Circular Tracker Commercial General Liability, 7th Edition Commercial Property Coverage Guide Cancellation & Non-Renewal Handbook Directors & Officers Liability Guide E-Coverage Guide Employment Practices Liability Guide

E-Risk: Liabilities in a Wired World e-Coverage Guide FC&S Bulletins FC&S D&O FC&S Umbrella Field Guide for Insurance Agents and Practitioners Homeowners Coverage Guide Licensing & Surplus Lines Laws Personal Auto Coverage Guide Personal Umbrella Coverage Guide Problem Issues In CGL Workers Compensation Guide

ODEN Insurance Services, Inc.

Agency Agreement Termination Approved Non-Admitted Companies Auto Insurance Verification Form/Proof of Coverage Auto Self-Insurance Requirements Cancellation and Non-Renewal Countersigning Requirements Fair Credit Reporting - Federal Federal Approved Surety Companies Federal Violent Crime Control Act Insurance Commissioner's Office Personnel List Joint Underwriting Authority /Fair Plans/Market Assistance Plans

Licensing Requirements Motor Carrier Insurance and Filing Requirements Record Retention Surplus Lines Licenses and Premium Tax Uninsured Motorists and Personal Injury Protection U. S. Longshore and Harbor Workers' Compensation Act - Self-Insurance Workers' Compensation Residual Markets Workers' Compensation Self-Insurance Requirements

Premium Audit Advisory Service (PAAS)

• Workers Comp Classification Guide
• General Liability Classification Guide
• PAAS Bulletins
• PAAS Audit Reference Cards
• Just the FAQs
• Industry Classification Guide Booklets
• Training Manuals

Rough Notes

• Contractor's Financial Statement: Accounting, Analysis, and Underwriting
• Coverages Applicable and PF&M
• Insurance Words & Their Meanings
• Trust And Dishonesty - ISO Crime Coverages And SAA Financial Institution Bonds
• When A Handshake Isn’t Enough - Understanding Surety Bonds

Standard Publishing

• The John Liner Letter
• The CSR Advisor
• The Law of Commercial Insurance
• Policies in Review
• Workers Compensation
• Workers Compensation Outlook
• Risk Management and Insurance Audit Techniques

State Property and Liability Rating Bureaus

• Hawaii Insurance Bureau (HIB)
• Idaho State Rating Bureau (ISRB)
• Kentucky Department of Insurance (KYDOI)
• Louisiana (PIAL)
• Massachusetts Auto Insurance Bureau (AIB)
• Mississippi State Rating Bureau (MSRB)
• North Carolina Rating Bureau (NCRB)
• Texas Department of Insurance (TXDOI) and Insurance Council of Texas (ICT)
• Washington Surveying & Rating Bureau (WSRB)

State Workers Compensation Rating Bureaus

• WCIRB (California) - manuals are sold separately
• DCRB (Delaware)
• CRIB (Massachusetts)
• MWCPF (Michigan) - assigned risk only
• CRIB (New Jersey)
• CIRB (New York)
• PCRB (Pennsylvania)
• TXDOI (Texas)

Surety & Fidelity Association of America

• Fidelity Loss Cost
• Surety Loss Cost

The Anderson Agency Report (TAAR)

U S Government

• NAICS to SIC code matching tables
• North American Industry Classification System (NAICS)
• Standard Industrial Classification (SIC)

U S Postal Service

• ZIP Code Directory

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