Turning Information Into Answers
Sage subscriptions can be expanded to include additional library content as described below:
National Council on Compensation Insurance (NCCI)
Basic Manual for Workers Compensation and Employers Liability Insurance
This publication contains all the rules, classifications, and state- specific exceptions for writing workers compensation insurance in the voluntary markets as well as the state assigned risk plans, rates and state special deviations from the voluntary market rules and rating plans.
Classification Codes and Statistical Codes for Workers Compensation and Employers Liability Insurance
This handy reference manual lists all current and discontinued NCCI classification and statistical codes in numerical sequence as well as by schedule and group number. Accurate and comprehensive, it divides the classification into general industry divisions and details code purpose, phraseology, status, schedule and group for all applications by state to make classification decisions easier.
Experience Rating Plan Manual for Workers Compensation and Employers Liability Insurance
Contains the rules that govern the operation and administration of the Experience Rating Plan. It helps you calculate your own test mods and preliminary mods. Provides the formula and the rating values underlying the experience rating calculation, including expected loss ratios (ELRs), discount ratios (D ratios), and weighting and ballast values. It covers premium eligibility, ownership changes, employee leasing arrangements, loss limitation provisions, and more.
Product Highlights:
- Includes the experience modification formula used to determine the mod factor for all risks.
- Details rules and procedures related to the calculation and application of an experience modification factor when a change in risk ownership occurs.
- Contains instructions and forms that make it easier for you to submit experience rating data.
- Offers a handy appendix with sample forms, eligibility tables, and schedule rating rules.
Forms Manual of Workers Compensation and Employers Liability Insurance
A benchmark guide on standard and advisory approved policy forms and related rules. Includes samples of all endorsements for federal maritime and other coverages and exclusions as well as premium, retro premium, and all state special endorsements.
Retrospective Rating Plan Manual for Workers Compensation and Employers Liability Insurance
Helps you accurately write large deductible and retro policies. Contains excess loss factors (ELFs) for each loss limit needed to calculate the policy.
You’ll find:
- Retrospective Rating Plan rules
- Calculation methods and procedures
- Premium computation tables
- State special rules and rating values
- Endorsements
- Gives definitions of terms, discusses eligibility, and provides factors and formulas.
- Includes filing instructions.
- Provides hands-on examples to help you determine a policy's retrospective rating.
Scopes of Basic Manual Classifications
This reference gives expanded descriptions of NCCI's Basic Manual classifications including state-specific and national workers compensation classification definitions. Instant access to scopes, phraseologies, and cross-references available at your fingertips.
Statistical Plan
This industry standard for unit statistical reporting guidelines helps you understand reporting requirements for all NCCI states. Detailed reporting instructions for each data element in the unit report expanded (URE) format (as well as pre-URE) are provided. Separate manuals for MI, NY, and VA are also available.
Product Highlights:
- Provides general guidelines for data quality, with complete reporting instructions and requirements.
- Allows you to code your internal systems for submitting consistently accurate unit reports to NCCI and other statistical rating organizations.
- Electronic access eliminates manual page updates.
- Extensive searching capabilities—use Quick or Detailed Search to find information fast.
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