Includes eligibility requirements, guidance on carrying out regulatory intent and instructions, diagrams of elevated buildings, construction and community information, and other information (including rate tables) required to accurately rate a flood insurance policy, as well as sections on low-cost and condominium policies.

Rating
This section contains information, including rate tables, required to accurately rate a flood insurance policy. Information and rates for the Preferred Risk Policy (PRP) and Residential Condominium Building Association Policy (RCBAP) are found in their respective sections. Examples of some rating situations are shown on pages RATE 39 through RATE 46. A premium table for single family Pre-FIRM buildings located in Special Flood Hazard Areas (SFHAs) is located on page RATE 11. These premiums were calculated using the Rate table located on RATE 2. This premium table is included in this manual to help the agent more easily quote premiums for buildings that do not require elevation certification.

Special Certifications
This section presents detailed instructions for the completion of the National Flood Insurance Program (NFIP) Elevation Certificate and the NFIP Floodproofing Certificates.