Turning Information Into Answers
Sage subscriptions can be expanded to include additional library content as described below:
Premium Audit Advisory Service (PAAS)
Workers Comp Classification Guide
Provides detailed descriptions for each NCCI workers comp classification, state deviations to NCCI classifications and cross reference to a general liability classification.
General Liability Classification Guide
Offers analysis of the contemplated operations relating to specific ISO GL classification codes. The analysis defines business categories and operations as covered under the classification as well as those not covered. Also referenced in manual pages are codes for analogous and related business categories that might be considered as alternative classifications.
PAAS Bulletins
Bulletins contain automation updates, board and bureau bulletins, and educational bulletins covering topics from 1984 to present.
PAAS Audit Reference Cards
To help premium auditors and reviewers in their day-to-day work, PAAS reference cards summarize important information state by state. Updated quarterly, available information includes:
- Audit Information Summary — current and past payroll limitations for executive officers, sole proprietors, and partners for workers compensation and general liability.
- Summary of Outstanding Rate Changes — a thorough summary of rate changes that affect outstanding workers compensation policies, including those written under assigned-risk plans and those mandated by the U.S. Longshore and Harbor Workers' Compensation Act.
- State of Exceptions Reference Cards — provides the current state exceptions for workers compensation with a comparison to NCCI rules in the categories of standard exceptions, general inclusions, general exclusions, interchange of labor, basis of premium, uninsured subcontractors, executive officers, and vehicles under contract. The user can now look at the actual rules that may affect an account in a state they may not be familiar with and also get a PAAS interpretation. (Not available on CD).
Just the FAQs
This is a useful compilation of questions and answers from the PAAS consultation service provided to carriers. PAAS receives more than 3,000 technical consultations each year. As a result of those questions, PAAS has compiled a group of the most frequently added FAQs. Approximately 6 to 10 new questions and answers will be added each month.
Industry Classification Guide Booklets
Currently there are 3 publications available - Contractors-Executive Supervisor, Basis of Premium and Exception/Executive Officers.
Training Manuals
GL, CA, and WC. PAAS has never offered this to agents/brokers before now. These three comprehensive training manuals are designed for the beginning CSR, reviewer, processor, underwriting, and agent or for those who need a refresher course in workers compensation, general liability, and commercial automobile. The user will learn about classification procedures, rating techniques, application of manual rules, and policy forms and coverages. Each chapter for each manual has review questions and answers. The three training manuals are self-study. Sold separately or as a package.
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