Sage Advice for Insurance
Turning Information Into Answers

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Rough Notes

Contractor's Financial Statement: Accounting, Analysis, and Underwriting
This book introduces basic construction accounting and analytical disciplines. Geared specifically for the bond underwriter or agent who specializes in large contractors, it contains a case study that is evaluated step by step throughout the book. Plenty of examples, definitions and worksheets for the novice bond underwriter--required reading if you insure contractors.

Coverages Applicable and PF&M
Provides analysis of coverage, forms, limitations, and exclusions along with relevant court cases.

Insurance Words & Their Meanings
A glossary of insurance terms.

Trust and Dishonesty – ISO Crime Coverages and SAA Financial Institution Bonds
Criminal activity is a betrayal of trust. The ISO Crime Coverages and the SAA Financial Institution Bonds provide protection for the loss of money, securities and property due to many types of criminal activity. This book explores the forms and analyzes the coverages offered. It also explores the underwriting and rating while providing some guidance on prevention. While all of the ISO Crime and SAA Financial Institution Forms are reviewed, a particular emphasis is placed on Employee Theft coverages since the largest losses normally come from the most trusted employees.

When a Handshake Isn’t Enough – Understanding Surety Bonds
Buildings would never be built and important projects could never be considered without the financial guarantee of a surety bond. This new book by Richard Lewis looks at both the large and the small surety bonds, providing guidance on how they operate, are underwritten and priced. Written by a surety expert in terms a novice can understand.

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