Sage Advice for Insurance
Turning Information Into Answers

Sage subscriptions can be expanded to include additional library content as described below:

Surety & Fidelity Association of America

Fidelity Loss Cost Information:

  • Mercantile & Governmental Entities
    General rules, commercial crime policy structure, coverage forms and coverage plans, extended table of exposure units-blanket and schedule, alphabetical list of classes and codes, and statistical code tables
  • Financial Institutions
    General rules, eligibility, forms, individual or schedule fidelity bonds, combination safe depository policy, computer crime policy, table of basic units, table of exposure units, extended table of exposure units, statistical code tables
  • State exception pages for Alaska, Arizona, Georgia, Kansas, Nebraska, New York, Ohio, Virginia, and Washington.
  • Fidelity and forgery loss cost addendums for mercantile and governmental entities, financial institutions, and state exception pages.
  • Individual risk modification rating plans for financial institutions, mercantile and governmental entities and labor organization bonds. Includes a jurisdictional applicability chart.
Surety Loss Cost Information:
Scope of coverage, procedures, general rules, statistical codes, and risk classifications for contract bonds, court and fiduciary bonds, miscellaneous and U.S. immigrant bonds, license and permit bonds including government excise/customs, and official bonds: federal and public official bonds.

Includes state exception pages for Arkansas, Florida, Indiana, Kansas, Michigan, Ohio, and West Virginia. Also surety loss cost addendums for all listed bonds.

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